Buying Selling
USD 87.06 88.10
EUR 109.67 111.77
GBP 136.44 138.91
    more

INTEREST RATES (Effective from 26th March 2012)

 

DEPOSIT SAVINGS
 
Rates per annum
NMB Investor’s Savings
6.00% Daily Balance 
(Minimum Balance NIL)
NMB Bank Samriddha Bachat
6.25% Daily Balance 
(Minimum Balance NPR 100)
NMB Bank Absolute Savings*
6.25% Daily Balance
(Minimum Balance NPR 1,000)
NMB Swarnim Nari Bachat**
6.00% Daily Balance
(Minimum Balance NPR 1,000)
NMB Bank General Savings*
6.50% Daily Balance 
(Minimum Balance NPR 500)
NMB Bank Education Plan
7.00% Daily Balance
(Minimum Balance NPR 500)
NMB Bank Karmachari Bachat
7.00% Daily Balance 
(Minimum Balance NIL)
NMB Bank Lavansha Bachat
7.00% Daily Balance 
(Minimum Balance NIL)
NMB Bank Belaspur Bachat (For Dailekh)
NMB Bank Jalpadevi Bachat (For Kirne)
NMB Bank Triveni Bachat (For Manthali)
 7.25% Daily Balance 
(Minimum Balance NPR 1,000)
   
NMB Bank Sahuliyat Mahila Bachat
7.75% Daily Balance 
(Minimum Balance: NPR. 1,000)
NMB Bank Alakapuri Bachat
NMB Bank Lubhu Bachat (For Lubhu)
NMB Bank Gaun-Thaun Bachat (For Thaiba)
NMB Bank Banepa Subarna Bachat (For Banepa)
NMB Bank Baraha Bachat (For Dharan)
NMB Bank Saptakoshi Bachat (For Biratnagar)
NMB Bank Bindabasini Bachat (For Pokhara )
NMB Bank Siddhababa Bachat (For Butwal)
NMB Bank Mero Bachat (For Nepalgunj)
NMB Bank Ghodaghodi Bachat (For Dhangadi)
NMB Bank Shaileshwori Bachat (For Dipayal)
NMB Bank Gadhimai Bachat (For Birgunj)
 
8.00% Daily Balance 
(Minimum Balance NPR 1,000)
NMB Bank Bishesh Bachat 
(For Children, Senior Citizens & Physically Disabled People)
8.0% Daily Balance 
(Minimum Balance NIL)
US Dollar Savings
1.00 %
GBP Savings
1.00 %
EUR Savings
1.00%
FIXED DEPOSITS                                                                                                    
                                                                   Rates per annum
Tenure Institution                      Individual
3 months
6.00%                               6.50%
6-9 months
7.00%                               7.50%
12 Months
8.50%                               9.25%
Above 1 year-2 years
8.50%                               9.00%
Above 2 year-5 years 8.75%                               8.75%
 
  
NMB Bank Sulav Muddati Bachat
9.75% Monthly Interest Payment 
Tenure: 12 Months
Fixed Deposit: Rs. 100,000-Rs. 1,500,000
Sulav Savings Deposit: Minimum Balance Nil
Saving Deposit Interest Rate: 7.50% p.a.

9.25% Monthly Interest Payment 
Tenure: Above 12 Months - 24 Months 
Fixed Deposit: Rs. 100,000- Rs. 1,500,000
Sulav Savings Deposit: Minimum Balance Nil
Saving Deposit Interest Rate: 7.50% p.a.
NMB Bank Prudent Invest***
10.50% -12.00% (Minimum balance NPR 100,000)
CORPORATE & BUSINESS BANKING
 
Rates per annum
 
Prime
Others
Cash Credit / Overdraft
14.00%
17.00%
Importer’s Loan
13.00%
14.50%
Export Finance
12.50%
13.50%
Other Working Capital Loans
13.50%
17.50%
Term Loan
14.00%
17.00%
 
 
 
RETAIL BANKING
 
Mortgage/Housing Loan (5-20 years tenure)
14.00%
15.50%
Auto Loan
14.00%
16.50%
Personal Overdraft
15.00%
17.00%
Personal Loan
15.00%
17.00%
Professional Loan
18.00%
 
OTHERS
 
Loan Against Government Securities
12.00 %
14.00 %
Loan Against Bank Guarantees/SBLC
12.00 %
14.00 %
Loan Against Fixed Deposits
2.0 % plus FD rate or Minimum 12.00%
-
Loan Against Properties
15.00%
18.00%
Loan Against other Marketable Securities
15.00%
17.00%
Micro Finance
 
Rates per annum
 
Prime
Others
Swecchik Bachat Khata
8.00% Daily Balance (Minimum Balance Nil)
-
Anibarya Bachat Khata
8.00% Daily Balance (Minimum Balance Nil)
-
Retail Loan
15.00%
22.00%
Wholesale Loan
10.50%
13.00%
*Accidental Death Insurance available 
**No new deposits accounts shall be booked under this product
*** Interest calculation varies respective to its insurance premium amount for the account. No new deposit accounts shall be booked under this product.
 

 

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