Buying Selling
USD 78.11 79.10
EUR 103.08 105.16
GBP 121.93 124.28
    more

INTEREST RATES (Effective from 2nd February 2012)

 

DEPOSIT SAVINGS
 
rates per annum
NMB Investor’s Savings
6.25% Daily Balance 
(Minimum Balance has been revised to NIL)
NMB Bank Samriddha Bachat
6.25% Daily Balance 
(Minimum Balance NPR 100)
NMB Bank Absolute Savings*
6.25% Daily Balance
(Minimum Balance NPR 1,000)
NMB Swarnim Nari Bachat**
6.25% Daily Balance
(Minimum Balance NPR 1,000)
NMB Bank General Savings*
6.50% Daily Balance 
(Minimum Balance NPR 500)
NMB Bank Education Plan
7.00% Daily Balance
(Minimum Balance NPR 500)
NMB Bank Karmachari Bachat
7.00% Daily Balance 
(Minimum Balance NIL)
NMB Bank Lavansha Bachat
7.00% Daily Balance 
(Minimum Balance NIL)
NMB Bank Belaspur Bachat (For Dailekh)
NMB Bank Jalpadevi Bachat (For Kirne)
NMB Bank Triveni Bachat (For Manthali)
 7.25% Daily Balance 
(Minimum Balance NPR 1,000)
   
NMB Bank Sahuliyat Mahila Bachat
7.75% Daily Balance 
(Minimum Balance: NPR. 1,000)
NMB Bank Alakapuri Bachat
NMB Bank Lubhu Bachat (For Lubhu)
NMB Bank Gaun-Thaun Bachat (For Thaiba)
NMB Bank Banepa Subarna Bachat (For Banepa)
NMB Bank Baraha Bachat (For Dharan)
NMB Bank Saptakoshi Bachat (For Biratnagar)
NMB Bank Bindabasini Bachat (For Pokhara )
NMB Bank Siddhababa Bachat (For Butwal)
NMB Bank Mero Bachat (For Nepalgunj)
NMB Bank Ghodaghodi Bachat (For Dhangadi)
NMB Bank Shaileshwori Bachat (For Dipayal)
NMB Bank Gadhimai Bachat (For Birgunj)
 
8.00% Daily Balance 
(Minimum Balance NPR 1,000)
NMB Bank Bishesh Bachat 
(For Children, Senior Citizens & Physically Disabled People)
8.25% Daily Balance 
(Minimum Balance NPR 1,000)
US Dollar Savings
1.00 %
GBP Savings
1.00 %
EUR Savings
1.00%
FIXED DEPOSITS
 
rates per annum
3 months
6.00%
6-9 months
8.00%
12 Months
9.50%
Structured Deposits
1.Institution(1 year)
2.Institution(2-5years)
3.Individual Deposit(2-5years)
 
9.75%
9.50%
9.00%
 
  
NMB Bank Sulav Muddati Bachat
9.25% Monthly Interest Payment 
Tenure: 6 Months – 12 Months
Fixed Deposit: Rs. 25,000
Savings Deposit: Nil
Saving Deposit Interest Rate: 7.50%

9.00% Monthly Interest Payment 
Tenure: 12 Months - 24 Months 
Fixed Deposit: Rs. 25,000
Saving Deposit: Nil
Saving Deposit Interest Rate: 7.50%
NMB Bank Prudent Invest***
10.50% -12.00% (Minimum balance NPR 100,000)
CORPORATE & BUSINESS BANKING
 
rates per annum
 
Prime
Others
Cash Credit / Overdraft
13.50%
17.00%
Importer’s Loan
13.00%
14.50%
Export Finance
12.50%
13.50%
Other Working Capital Loans
13.50%
17.50%
Term Loan
13.50%
17.00%
 
 
 
RETAIL BANKING
 
Mortgage Loan (5-20 years tenure)
14.00%
15.50%
Auto Loan
14.00%
16.50%
Personal Overdraft
15.00%
17.00%
Personal Loan
15.00%
17.00%
Professional Loan
18.00%
 
OTHERS
 
Loan Against Government Securities
12.00 %
14.00 %
Loan Against Bank Guarantees/SBLC
12.00 %
14.00 %
Loan Against Fixed Deposits
2.0 % plus FD rate or Minimum 12.00%
-
Loan Against Properties
15.00%
18.00%
Loan Against other Marketable Securities
13.00%
17.00%
Micro Finance
 
rates per annum
 
Prime
Others
Swecchik Bachat Khata
8.25% Daily Balance (Minimum Balance Nil)
-
Anibarya Bachat Khata
8.25% Daily Balance (Minimum Balance Nil)
-
Retail Loan
15.00%
22.00%
Wholesale Loan
10.50%
13.00%
*Accidental Death Insurance available 
**No new deposits accounts shall be booked under this product
*** Interest calculation varies respective to its insurance premium amount for the account. No new deposit accounts shall be booked under this product.
 
 
 

 

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