NMB Bank

Premium Talab Khata is a salary deposit product, it is a payroll account targeted to salaried employees of organization/institution, which offers unique features and benefits relevant to your needs. Premium Super TalabBachatKhata is also known as INSURANCE benefit and ZERO balance payroll account. This saving deposit product provides higher return in savings and equally provide maximum facilities.

  • The organization must have opened current account in its name
  • The applicant should be a Nepali Citizen or hold valid identity card in case of foreign nationals
  • The applicant must have payroll account with us and salary has to be routed through our Bank.

Additional identity proof (e.g. employee id, driving license, voter ID card etc.) and

  • Required documents from the company account
    • Completely filled Company Account Opening Form
    • Audited Financials for last one year
    • Copy of MOA, AOA/Partnership deed
    • Minute to open company account at NMB Bank

Special Feature: No Charge on cash withdrawal from any ATM all over Nepal plus Accidental Insurance coverage of up to NPR. 10, 00,000 (in words: Ten Lakh only) and coverage for 18 critical illness up to NPR. 700,000 (in words: Seven lakh only) and Medical insurance coverage of upto NPR. 100,000 (in words: One lakh only)

Basis Features
Target group Salaried employees of organization 
Minimum Balance Zero
Minimum Average Salary Not Applicable
Interest Rate https://nmbbanknepal.com/interest-rate
Internet Banking Free for First Year
Mobile Banking  Free for First Year
Debit/Delight Card Free for First Year
Credit Card Facility of Credit Card
Accidental Insurance Coverage of  uptoRs. 10 Lakhs for Accountholder
Critical Illness Insurance Coverage of  uptoRs. 7 Lakhs for Accountholder
Medical Insurance Coverage of uptoRs. 1 Lakhs for Accountholder
ATM Cash withdrawal/Balance Enquiry No charge for withdrawal and balance enquiry from Any Bank’s ATM terminal in Nepal
Balance certificate issuance fee Free
Good for payment Cheque Free


Rates & Fees

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