NMB Talab Khata

Overview

NMB Talab Khata is designed to provide one stop solution for your convenience, to help you make the most out of your salary. It offers unique features and benefits relevant to your needs.

Special Feature: No Charge on cash withdrawal from any ATM all over Nepal plus Accidental Insurance of NPR. 700,000 (in words: Seven Lakh only-).

Click here to open NMB Talab Khata online: https://vcc.nmb.com.np/

Eligibility

The organization must have opened current account in its name
The applicant should be a Nepali Citizen or hold valid identity card in case of foreign nationals
The applicant must have payroll account with us and salary has to be routed through our Bank.

Documentation

Additional identity proof (eg employee id, driving license, voter id card etc..) and

Required documents from the company account
- Completely filled Company Account Opening Form
- Audited Financials for last one year
- Copy of MOA, AOA/Partnership deed
- Minute to open company account at NMB Bank

Features

Free issuance of NMB Delight Card. (Free 1^st Year Only. Delight. Card charge as per Standard Tariff Charge (STC) after 1st year)
Free issuance of NMB Mobile Banking (As per STC from second year onwards.)
Free issuance of NMB Internet Banking (As per STC from second year onwards.)
Free Demat. (Renewal Charge as per STC from second year onwards.)
Free unlimited cash withdrawal through any ATMs inside the country
Cash withdrawal charge in any ATM in India at NPR 150.
Free ASBA
Free ABBS
- Accidental death insurance coverage- Monthly Average Balance upto one day prior accidental death incident or 7 lakh whichever is lower
- Free Issuance of Balance Certificate/Good for Payment Cheques
- 50% waiver on annual Safe Deposit Locker Charge (subject to availability)
- 25% waiver on loan processing fees for loans availed from NMB Bank.

FAQ

What is NMB Talab Khata?

NMB Talab Khata is a payroll savings deposit product especially designed for employees/ salaried individuals with unique feature of no charges on cash withdrawal facility from any ATM all over Nepal and Accidental death insurance coverage of Monthly Average Balance upto one day prior accidental death incident or 7 lakh whichever is lower

What is the interest rate of NMB Talab bachat khata?

To know about interest rate, please visit- https://nmbbanknepal.com/interest-rate

What is the minimum balance requirement for NMB Talab Khata?

The minimum balance requirement is Zero.

What is the frequency of interest payout for NMB Talab Khata?

Interest earned on Talab Bachat Khata shall be calculated on daily basis and credited on Quarterly basis.

What are the features of NMB Talab Khata?

The features on NMB Talab Khata are as follows:

Free issuance of NMB Delight Card. (Free 1st Year Only. Delight. Card charge as per Standard Tariff Charge (STC) after 1st year)
Free issuance of NMB Mobile Banking (As per STC from second year onwards.)
Free issuance of NMB Internet Banking (As per STC from second year onwards.)
Free Demat. (Renewal Charge as per STC from second year onwards.)
Free unlimited cash withdrawal through any ATMs inside the country.
Cash withdrawal charge in any ATM in India at NPR 150.
Free ABBS
Accidental death insurance coverage- Monthly Average Balance upto one day prior accidental death incident or 7 lakh whichever is lower
Free Issuance of Balance Certificate/Good for Payment Cheques
50% waiver on annual Safe Deposit Locker Charge (subject to availability)
25% waiver on loan processing fees for loans availed from NMB Bank.

What is the procedure of opening account under this product and the documents required from employees?

It is the same as other normal saving account. You can fill the account opening form online in the Bank’s website or by visiting a branch at a location nearest to you. The documents required to open the account are as follows

Completely filled Personal Account Opening Form
Copy of Citizenship Certificate
One passport size photograph

b) Foreign Individual

Full Name, Photo, Surname, Address, ( As per Identification Document)
Foreign address( Permanent and current address)
Nepal' address
Self certified copy of Valid passport with valid VISA ( passport number, issuing country, Date of issuance and expiry date)

Certified valid Passport copy or Identification document issued by Government of India along with letter of Indian Embassy.
Other details shall be obtained as per bank's AOF/KYC form
Thumb print should be required in account opening form
Other details shall be required as per NRB directives and its amendment.

Certified copy of lD or refugee which has been issued by Nepal Government or other authorized body/agency shall be obtained instead of Citizenship Certificate.

What are documents required to open the company account?

The documents required to open the company account are as follows: • Completely filled Company Account Opening Form • Director(s)/ Signatorie(s) copy of Citizenship Certificate • Audited Financials for last one year • Registration documents and tax related documents such as PAN or Vat Certificate (if registered in VAT) • Copy of MOA, AOA/Partnership deed • Tax clearance certificate of last year (not required for new company) • Minute to open company account at NMB Bank

What is eligibility to open the account?

• The organization must have opened current account in its name. • The applicant should be a Nepali Citizen or hold valid identity card in case of foreign nationals • The applicant must have payroll account with us and salary has to be routed through our Bank.

Are there any charges for closing bank account?

There are no charges if you close your account after six month of account opening date. However if you close your account before 6 months, the closing charge is Rs. 100.

How do I start online and mobile banking?

You can select internet and mobile banking option at the time of filling account opening form or later you can visit nearby branch to activate this service. After the activation you will receive 4 digit SMS txnpin and GPRS login in your registered mobile number. You can use mobile banking in offline as well as in online mode. In online mode GPRS login will be used while in offline mode SMS txnpin will be used. • For mobile banking: GPRS login will be used as a mobile banking password and SMS txnpin will be used as transaction password. • For internet banking: You will receive an e-mail from NMB bank stating user id and login password.

Rates & Fees

For interest rate info, please follow- https://nmbbanknepal.com/interest-rate

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