NMB fixed Rate home loan is one of the best product offerings in the Housing Loan segment. We offer Home Loan for purchase of residential land & building, including construction of building.
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|Remittance Income Holder|
|Title of the property must be in the name of the borrower or his/her spouse/parents/children.|
Along with the Home Loan application, you will need to provide the following documents required for processing Home Loan.
A. Identification related documents
B. Income related documents
C. Collateral related documents
Note: Other documents as per Bank laid down procedures, as applicable
Types of Property Funded
Loan Limit: Up to 1.5 crore
Loan Tenure: Up to 15 years
Loan To Value (LTV) Ratio
|Inside/Outside Valley||LTV Ratio|
|Inside Kathmandu Valley||Up to 60% of FMV||Up to 70% in case of First HomeBuyer|
|Outside Kathmandu Valley||Up to 60% of FMV|