NMB Bank

NMB You-Wah! Digi Savings

Overview

NMB You-Wah! Digi savings is a product especially designed for youth segment with the view to cater to their dynamic needs by making captivating product offerings.

Be a Smart YouWah and open Your Account Digitally, without visiting the bank-  https://vcc.nmb.com.np

 

 

Eligibility

Nepalese individuals between the ages of 18-40 years, residing inside and outside the country.

Documentation
  • Completely filled Personal Account Opening Form
  • Copy of Citizenship Certificate
  • One passport size photograph
Features
  • Minimum Balance: Nil
  • Interest Rate
  • Free issuance of NMB Omni channel Banking, NMB Delight Debit Card & NMB Credit Card for 1st year
  • Free issuance and top up on NMB Dollar Card for 1st Year
  • Free DMAT and Meroshare for 1 year
  • Free ASBA
  • Yearly cashback up to NPR 1200 on transactions done through Mobile Banking
  • Free 1st year interbank fund transfer via NMB Omnichannel (Maximum 30 transactions/ month)
  • Discount at various Retail Outlets
  • Facility of free standing instruction

Special Features:

  • 25% waiver on education loan processing fee
  • 50 Basis Point waiver on interest on NMB Education Loan
  • Free withdrawal from other Banks’ ATMs all over Nepal
FAQ

1 What is You-Wah! Digi Savings?

You-Wah! Digi savings is a saving product especially designed for youth segment between the ages of 18-40 with an attractive product features and highest interest rate of all times . For interest rate, please visit- https://www.nmb.com.np/interest-rate

What is the minimum balance requirement for NMB You Wah! Digi Savings?

Minimum balance requirement for NMB You Wah! Digi Savings is Zero.

Who are eligible customers for this product?

All Nepali Individuals residing inside and outside Nepal between the ages of 18-40 Years (in case of existing customer who have already enrolled in the product, it can be continued beyond 40 years of age) are eligible for this product.

Is NMB Omnichannel banking free under this product?

NMB Omnichannel is free for first year of account opening. Thereafter, charges will be lapplicable as per STC.

Is debit card and credit card free under this product?

NMB Delight debit card and Credit Card issuance is free for first year. Charges will be applicable as per STC thereafter.

Is dollar card issuance fee and dollar card top-up free of cost under this product?

Dollar card issuance fee and dollar card top-up is free of cost for first year. Charges will be applicable as per STC thereafter.

Is DEMAT, Meroshare and ASBA free under this product?

DEMAT, Meroshare and ASBA is free for first year of subscription. Charges will be applicable as per STC thereafter.

Is Demat account mandatory under the product?

No, Demat account is not mandatory under the product

What are the cash back scheme plan under this product?

• Customers can enjoy annual cash back up to NPR 1200 or monthly cashback up to NPR 100 for the first year of account opening • Monthly cashback amount will be NPR 100 or 50% of actual top-up amount whichever is lower • Cashback is given on first transaction of each month • Transaction must be done through mobile banking

Is it mandatory to link Mero Kramik Khata under the product?

No, it’s not mandatory to link Mero Kramik Khata under the product.

What is the cost of interbank fund transfer under this product?

Interbank fund transfer (IBFT) is free for first year via Omni Channel. After that charges will be applicable as per STC. Monthly 30 transactions is free through the platform under the product.

Is there wavier on loan interest and loan processing fee under this product?

Yes, there is wavier of 50 basis points on interest rate and 25% on Educational loan processing fee.

Is standing instruction free under this product?

Yes, standing instruction is free under this product (both, from the account and to the account)

Is there any charges for transferring scheme to this product/account?

Yes, charges will be applicable as per STC while transferring scheme.

What facilities can customers avail after transferring their scheme to this product/ account?

Customers will be benefitted from the facilities being offered under the product upon scheme change incase customers hasn’t availed given services already.
Rates & Fees

Click here to know the interest rate.

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